Student Loan Consolidation Programs

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Canadian Financial Experts Rate Student Loan Legislation

Douglas Hoyes and Ted Michalos appeared before the Senate Standing Committee on Banking and gave the new bankruptcy legislation a very low rating for former students and for tax debtors, and a B+ for the average consumer.

The experts said that the people with significant student loan debt tend to be younger, more female than male, and have lower incomes. They urged the government to stop punishing bankrupts with student loan debt.

On another note they added that one branch of the Canadian government prefers proposals over bankruptcies but another branch prefers the opposite. They stated that the government should work together towards the same goal.

Bankruptcy reform is needed both in the US and Canada regarding student loan debt. Hopefully this is a step in the right direction as the new legislation has not come into effect yet in Canada and hearings are continuing.

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