Student Loan Consolidation Programs

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The Student Loan Exodus

The cuts in federal subsidies have forced many student loan consolidation lenders out of the industry.

The recent cuts in guaranteed federal student loan subsidies are forcing many lenders out of the business because they just aren't profitable any more. According to FinAid.org 27 lenders have dropped out since last fall. The lenders that have left represent about 30% of the consolidation loan volume.

Add the current credit crunch to the subsidy cuts and you have even more lenders dropping their student loan and student loan consolidation programs. As we have said here for quite some time, the new legislation is a step in the right direction but we believe middle class students were hit pretty hard by the new bill and this looks like some more evidence supporting this conclusion.

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